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Simplicity: a trade credit insurance for SME

  • Always at least 60% coverage
  • For companies with B2B turnover up to 5 million euros
  • Collection service included

Your invoices always paid with our trade credit insurance for SME

8 out of 10 companies face an unpaid invoice at some point. Only a fraction of this number of companies are insured for this risk. Many companies do not realize, or do not adequately realize, that if a major debtor suddenly stops paying, this can have major consequences for the company itself.

Therefore, ask yourself what it means for your business if one or more debtors stop paying invoices. What consequences does this have for paying salaries, the planned investment or expansion of activities, for example? If the lack of payments has a major impact, it is wise to take measures.

What do you insure with Simplicity?

Unpaid invoices

By default, you will receive 60% of your outstanding invoice if a customer is bankrupt or has not paid after 90 days.  With an additional creditworthiness check, this can go up to a maximum of 90%.

For customers in 30 countries

You are insured for damages caused by non-payment of invoices. This applies to delivered products and services to companies in the Benelux, Germany, the UK and 25 other countries.

Turnover up to 5 million euros

This trade credit insurance is suitable for SMEs with an annual turnover from deliveries to businesses (B2B) of up to EUR 5 million per year.

Here's how Simplicity works: our trade credit insurance for SME

Simplicity protects against non-payment of invoices in the Benelux, Germany, the UK and 25 other countries. Your annual business turnover from delivered products and services to companies (B2B) determines the annual premium and the maximum amount we pay you per year per customer in the event of a claim.

Do you want to know what this package looks like for your business? Then contact us via the button below. Based on a brief inventory, we can then make you a proposal right away.

Does a customer not pay? Then by default you will receive 60% of each claim up to the maximum amount per customer per year.  You don't have to do anything for this.

It is possible to increase your coverage per customer to 90%. To do this, you request a creditworthiness check in advance, online. If the check is positive, we will increase the coverage for you.

With Simplicity, your business is insured for damages caused by unpaid invoices. This allows you to focus on your business and bring in new customers with confidence. 

If your customer does not pay, you send a payment reminder. If there is no response you also send a final reminder.

Does your customer still not pay by then? Then you transfer all claims on this customer to us. A professional collection team will then set to work to still get your money.

If our collection department also fails to get your invoices paid. Then we will pay the claim amount to you. The amount paid out depends on your package.

One of our advisors can tell you more about this. But you can also request a no-obligation quote.

Your satisfaction is our focus

We regularly ask our customers their opinion about our services. For this purpose, we work together with Ekomi. This is an independent company that guarantees the transparency and authenticity of the reviews.
ekomi

Allianz global customer satisfaction rating

317 Reviews

That's what clients said about us

, 10/12/2024

After sending an email I received a phone call within 15 minutes. The lady was very friendly and helped me immediately

, 02/12/2024

super service, clear and quick answer
Read all comments

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Allianz Trade is the world leader in trade credit insurance and credit management solutions. Our mission is to bring financial stability to your company and help you succeed. When you have a clear understanding of the trade and payment risks of sectors, companies and countries, you can make clear better decisions with less risk. We offer efficient solutions to protect your company and monitor your financial health.

Our trade credit insurance and risk management solutions protect you against defaults of payment and bankruptcies of your customers. Thanks to our sureties and guarantees, your business partners know you can meet your contractual obligations. And our fraud insurance covers you against losses due to both internal and external fraud.

Don't have credit insurance yet?
Do not hesitate to contact us

We would like to tell you how a trade credit insurance can help you grow safely and with confidence in your country and abroad.