Trade Risk Management

Learn how to manage trade risk and protect your business. 

Trade risk refers to the possibility of a customer defaulting on payment, which can have a negative impact on the supplier's cash flow and financial stability. ​

Our risk management articles will provide you insights of how to manage trade risk to protect your business and best practices of credit risk management.

Definition-of-gearing-ratio

Oct 30, 2024

What is gearing ratio, different types of gearing ratio, and how is it calculated?

Gearing ratio is one way to measure a company’s financial health. It involves comparing the company's capital to the amount of money the company has borrowed.
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An image of a man thinking on how to determine credit terms of an invoice

Oct 30, 2024

What are credit terms and how should they be determined?

“Credit terms” refers to the length of time you give customers to pay for your goods or services. Once established, most businesses discover that it makes good business sense to extend flexible credit terms to their customers. Extending credit terms to new customers can attract fresh business. Allowing existing customers to pay on credit can build loyalty.
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Oct 22, 2024

How to protect your cash flow from late payer

Discover six effective strategies to safeguard your business from cash flow disruptions caused by late or non-paying buyers. Allianz Trade helps you to identify early warning signs of distressed buyers and explore varying levels of protection against bad debt.
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Aug 22, 2024

What is credit risk and how to anticipate the worst-case scenarios

Anticipating the worst scenarios, starting with customer insolvency, is part of good credit risk management. And when risks materialize, the situation can quickly become dangerous without the right credit risk analysis and protection in place.
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A Comprehensive Guide to SME Financing in Singapore

Jun 26, 2024

A Comprehensive Guide to SME Financing in Singapore

As a small-and-medium-sized enterprise (SME) business owner in Singapore, securing additional financing at some point is likely inevitable. Whether to meet financial obligations, expand your operations, or capitalize on business opportunities, having access to the right funding is crucial.
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Understanding Trade Creditors: Essential Insights for Business Success

Jun 26, 2024

Understanding Trade Creditors: Essential Insights for Business Success

If you’re running a business, there are many aspects of bookkeeping and accounting that you’ll learn over time. One term you might encounter is ‘trade creditor’. But what does it mean, and how will trade creditors impact your business?
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Jun 06, 2024

How to Negotiate Payment Terms with Customers

Negotiating payment terms when offering trade credit to customers is hard to navigate. Learn about the different types of payment terms and how to negotiate.
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Corporate insurance

Feb 20, 2024

Corporate Insurance: The Strategic Advantage of Incorporating Trade Credit Insurance into the Risk Management Portfolios of Corporations 

This article delves into the strategic role of trade credit insurance within the broader spectrum of corporate insurance, highlighting its significance in bolstering corporate risk management portfolios.
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business risk for large companies

Jan 11, 2024

Business Risk for Large Companies

Explored the multifaceted nature of business risks that large corporations face.
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70 releases in total

Allianz Trade is the worldwide leader of credit insurer in trade credit insurance and offers expert solutions such as accounts receivable insurance, business debt collection, bad debt, trade credit, trade credit management, cash flow management, xol, debtor insurance, collect overdue payments, late payments and unpaid invoices. Our mission is to help customers globally to avoid trade risk, trade wisely and develop their business safely.
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